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  • What is a CDFA?
  • Information for Women
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  • Common Financial Mistakes
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What is a CDFA?

Many years ago, divorce was a somewhat taboo issue. It just did not happen as often as it does now. Today, people are not as shy. There are thousands of divorce books, magazines, websites and articles on the issues of divorce. In the last few years, most of these articles will refer to the importance of having both a trusted divorce attorney as well as a Certified Divorce Financial Analyst.

Why? A divorce attorney will work hard to legally terminate the bond of your marriage, and will negotiate and dispute for the best settlement possible under the circumstances. But, is that settlement offer the most financially fair? As a Certified Divorce Financial Analyst, Regina Tsai can show you and your legal team how this divorce will financially impact both you and your divorcing spouse immediately after the divorce, in 10 years, 20 years, 30 years, and into retirement!

A Certified Divorce Financial Analyst works in collaboration with your divorce attorney. After the initial consultation of your personal divorce situation, Regina Tsai will then gather and review in detail your marital assets. This includes an examination of you and your spouse’s prior tax returns, financial statements and insurance policies. Remember, marital assets include not just tangible assets such as savings, IRAs, real estate. Marital assets also include career assets, such as earning potential, value of the personal business, health insurance, even vacation pay!

It is beneficial for both divorcing husbands and wives to work with a Certified Divorce Financial Analyst prior to the divorce. There are sections on this website dedicated for "Divorcing Men” and “Divorcing Women”, and it may be beneficial for you to review BOTH sites to get an understanding of the financial issues that will impact you and your spouse.

Once the divorce decree is signed, the settlement is FINAL. You cannot go back once you realize your divorce settlement was unfair. Unless you meet with a divorce financial professional, you would not be able to understand how your settlement offer will affect your future. Do not make the mistake of accepting the terms of the divorce until you understand if it is financially fair!